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When is the Best Time to List a Home?

When is the Best Time to List a Home?

Real estate agents have a stressful and hectic job.  For starters, they need to know the market, understand the selling trends, know what people are looking for and know what houses are going for in their area.  They also need to understand the best time to list a...
The Fair Housing Act and What You Should Know

The Fair Housing Act and What You Should Know

The Fair Housing Act (FHA), also known as the Civil Rights Act of 1968, came about in order to protect people who are renting or buying, applying to get a mortgage, or applying for housing assistance from discrimination. The Act, signed into law by President Lyndon B...
Should You Refinance With Your Current Lender?

Should You Refinance With Your Current Lender?

Regardless of how long you’ve owned your home, you might consider refinancing to take advantage of lower interest rates. After deciding to refinance, the next decision is:  Do you refinance with the same lender you have, or do you find a new lender? Are you...
What You Need To Know About PMI

What You Need To Know About PMI

If a home is purchased with a conventional loan with a deposit of less than 20%, the lender requires the purchaser to pay PMI, or private mortgage insurance. Private mortgage insurance is quite literally an insurance policy for the lender.  The insurance will...
Understanding Home Equity and How to Use it to Your Advantage

Understanding Home Equity and How to Use it to Your Advantage

Home equity is something that most, if not all, homeowners have heard of.  But it’s important to fully understand what it is, how to take advantage of your home equity, and what you can use your home equity for. Let’s start with the basics.  What is home...