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Understanding Interest Rates and Annual Percentage Rate

Understanding Interest Rates and Annual Percentage Rate

Applying for and understanding mortgage loans can be a very confusing process for anyone.  The terms, the lingo, and the paperwork can become overwhelming very quickly.   The resulting confusion often leads to misunderstanding important terms in the application...
Starter Home or Forever Home

Starter Home or Forever Home

First time homebuyers have a lot to consider.  One of the biggest decisions they need to make is: Starter Home or Forever Home Do you purchase a starter home before you can afford the size and style of house you actually want?  Should you focus on finding a more...
Building Credit from Scratch

Building Credit from Scratch

Having a strong credit history and maintaining a good credit score will open up a vast array of opportunities throughout your life.  Whether applying for a mortgage, a brand-new car, or hoping to land a new job, a good credit score will help you achieve your goals and...
Financing Options for Your Fixer Upper

Financing Options for Your Fixer Upper

Not everyone’s idea of a dream home is the same.  Some buyers look for a home that they can buy, move into, and not have to put a lot of extra effort into.  Others may find their dream home is in need of some tender loving care. If a brand-new home is out of your...