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Steps to Creating an Environmentally Friendly Home

Steps to Creating an Environmentally Friendly Home

Every day, an increasing number of people are becoming more environmentally conscious. Adopting eco-friendly habits will not only help our environment, but it will also help you to save money. Here we list things you can change or update to work towards creating an...
Should You Refinance With Your Current Lender?

Should You Refinance With Your Current Lender?

Regardless of how long you’ve owned your home, you might consider refinancing to take advantage of lower interest rates. After deciding to refinance, the next decision is:  Do you refinance with the same lender you have, or do you find a new lender? Are you...
What You Need To Know About PMI

What You Need To Know About PMI

If a home is purchased with a conventional loan with a deposit of less than 20%, the lender requires the purchaser to pay PMI, or private mortgage insurance. Private mortgage insurance is quite literally an insurance policy for the lender.  The insurance will...
Setting a Realistic Budget for Home Renovations

Setting a Realistic Budget for Home Renovations

Whether you’re planning on renovating a newly purchased home or updating your family home, making sure you have a realistic and detailed renovation budget is key.  Establish a well-planned budget to follow (and modify as needed) before any purchases are made or...
Reducing Effects of Allergens In Your Home

Reducing Effects of Allergens In Your Home

It seems as if more and more people are dealing with the uncomfortable effects of allergens every day.  When we think of allergies, we tend to think of the outdoors—the pollen, the grass, the weeds.  But a lot of what is outdoors ends up indoors.  That, along with the...
Understanding Home Equity and How to Use it to Your Advantage

Understanding Home Equity and How to Use it to Your Advantage

Home equity is something that most, if not all, homeowners have heard of.  But it’s important to fully understand what it is, how to take advantage of your home equity, and what you can use your home equity for. Let’s start with the basics.  What is home...